Once there was a saying “You should not spend money that you do not have, on things that you do not need and to impress those people that you do not like!”. This is a current phenomenon in this brandish country or part of the process while a country is going through an urbanisation. An influx of popular brands make people devote themselves towards getting these luxury to send out subtle or explicit signals to wow the people around. This feeling or thought would destroy your will and past effort placed towards wealth accumulation. Have you ever thought a US$10,000 dollar bag or jewellery can set you back a couple of ten grand less in the next 50 years if placed in a stable investment instead? Is this really necessary?