Hi There,

Saving money is like having a sundae without the toppings! Buy and eat what is essential and not getting those extras that will make things heavenly. Is it really important to save? Not necessary if you are spending on investments wisely, who needs to save? Spending boosts economy hence you are doing your part for the country’s GDP!

However, if you are not able to protect your money, then better take the easier way for a safer net, SAVE!

http://business.asiaone.com/personal-finance/investments-and-savings/4-singaporean-habits-are-complete-waste-money20151024_wastemoney (1)

killing your finances slowly…

http://business.asiaone.com/personal-finance/news/3-things-you-havent-realised-are-affecting-you-financially

I find one and two tough to abide to as you cant change job just because it is too far or girlfriend because she likes to go on date. However point 3 is achievable.