Hi There,

Saving money is like having a sundae without the toppings! Buy and eat what is essential and not getting those extras that will make things heavenly. Is it really important to save? Not necessary if you are spending on investments wisely, who needs to save? Spending boosts economy hence you are doing your part for the country’s GDP!

However, if you are not able to protect your money, then better take the easier way for a safer net, SAVE!

http://business.asiaone.com/personal-finance/investments-and-savings/4-singaporean-habits-are-complete-waste-money20151024_wastemoney (1)

You Can Still Get A Good House Despite Not Winning The Ballot

Your queue number is 6078 when there are only 456 units available and you jolly well know you dont stand a morsel of chance!

Fret not, you can still potentially stay the location of your dreams. Worse case scenario, buy with your money in the open market after 5 years!

Why people let go their chosen HDB flats after winning the ballot?

https://sg.finance.yahoo.com/news/top-4-reasons-why-people-160000195.html