Dont Be Sucked Into It!! Losing more money than expected!

This is what you could have lost if you didnt know these tricks used by them!!

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http://www.thepennyhoarder.com/sneaky-pricing-tricks-save-money/

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MY MONEY BOOK _ MONEYSENSE

I totally love this book made by moneysense. It is not only entertaining, educational and obviously, much effort had been placed into it to create it! Kudos to you! Please read it!

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http://www.moneysense.gov.sg/~/media/Moneysense/Guides%20and%20Articles/Guides/My%20Money_ENG.pdf

Hi There,

Saving money is like having a sundae without the toppings! Buy and eat what is essential and not getting those extras that will make things heavenly. Is it really important to save? Not necessary if you are spending on investments wisely, who needs to save? Spending boosts economy hence you are doing your part for the country’s GDP!

However, if you are not able to protect your money, then better take the easier way for a safer net, SAVE!

http://business.asiaone.com/personal-finance/investments-and-savings/4-singaporean-habits-are-complete-waste-money20151024_wastemoney (1)

Increase of unsecured debts in Singapore

http://business.asiaone.com/personal-finance/news/85352-singapore-consumers-owe-2884-million-unsecured-debt20151005_owedebt

Is this necessary a bad thing?

Banks had been very aggressive lately giving out low interest rates personal loan. As low as 0.8% interest per annum with no processing fee is too enticing to reject. Normally, these personal loans are given at promotion for only 6 months and the interest rate will shoot back to the exorbitant rate of 24%. The bank game on making a profit for personnel that illy managed their money.

However, if you are a master to the money, this a profitable for you FOR FREE!

CIMB offered a 1.6% return per annum fix deposit for minimum 9 months. If you had taken the money from one bank and cash deposit into CIMB FD, would you have gain the extra 0.8% for doing a little only? If your have a credit limit of S$48,000 based on 4x income rate, you would have earn extra $288 just for doing nothing over that 9 months. It is a free trip to Bali.

However, this game is only for the discipline. It is hard to resist not to spend seeing $48,000 liquid cash.

Nevertheless, this is how the rich play the safe game at a bigger denomination!

STOP WASTING MONEY AND STOP SPENDING YOUR KIDS’ INHERITANCE

https://sg.finance.yahoo.com/news/3-money-wasting-attitudes-singaporeans-010028671.html

Seriously, this is something never never taught in school.

The education system only taught us how to make money but didnt complete the syllabus on how to hold and grow money. we only got 1/3 of the knowledge on financial management despite spending 16 years in school! haiz

How Can Controlling Your CHANEL, FERRAGAMO etc temptation can change your life?

http://women.asiaone.com/women/shopping/4-things-you-can-gain-not-buying-chanel-handbag

I really cannot say that I am not a victim or culprit. When I am put in front of the AUDI R8, my knees will go weak when I know that a Hyundai Elantra can serve the same purpose at 1/15 of the cost.

Well, I am trying too. Your should too after reading this!

Stress can damage you permanently. Dream is non chargeable and has no opportunity cost. SO DREAM BIG!!

These lessons are quite close to us as he is our fellow Singaporean – Peter Lim

https://sg.news.yahoo.com/8-wise-lessons-wealth-singapore-053251357.html

KEY takeaway – never let money get the better of you!

Take risk!

You will come to a point of cannot eat anymore, cannot buy anymore, cannot travel too many anymore.. hence sufficient is suffice!

Read this!!