killing your finances slowly…

http://business.asiaone.com/personal-finance/news/3-things-you-havent-realised-are-affecting-you-financially

I find one and two tough to abide to as you cant change job just because it is too far or girlfriend because she likes to go on date. However point 3 is achievable.

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Rethinking how to bid for COE?

https://sg.finance.yahoo.com/news/middle-income-singapore-subsidising-coes-030040385.html

After reading this article, it really dawned on me that the wealthy can simply bid indiscriminately just to be assured a COE, but that would result to a situation where the financially adequate but sandwiched class never get a chance to own a car. This is because they never dare to bid more than manageable and may potentially having to pay for it!

Relooking the policy is definitely necessary!