So that is why you all have been saying?
What I know is that saving a little more takes some effort. Unless your time is worth $500 per minute, then pls do monitor these little things as they can help you save money and maybe time too.
Watching out for best interest rates, paying off loan by taking another loan of a lower interest, set up automated savings, getting back money from telephone subscriber for overcharging you etc. takes time and money if you don’t bother.
Hence this money can be better use as investment or regular savings if well spent.