I love this piece of article. It is so close to heart as I had encountered so many supreme “financial advisor” whom tends to give the wrong advice. If they are that good, they probably won’t me in this predicament. Think about it!
The details within is worth understanding and applying!
Now we know why?
Seriously? Are there other ways to celebrate Xmas without getting into debt? Or is it the festive mood, ambience and carolling that created an impulse urge to buy?