It is no longer “I was being duped into buying insurance by the agent” days.
This is the time where we need others and I mean collective others to protect ourselves against any health crisis.
We are having a longer lifespan and not forgetting an easy 3-4% escalation in medical bills each year, we are unable to catch up with the rising medical bills. Even if you can, do you want to lose all your savings just because of an operation and medication? Your children lose their inheritance, study fees or even overseas studying opportunity because you have failed to plan seriously.
Start early if you are serious about your life as well as your children’s well being. It is not just spending time to watch TV with them, you need to start planning not just for yourself but them too!